Maryam Nawaz Kisan Card Phase-II
The Punjab Government, led by Chief Minister Maryam Nawaz, Kisan Card Phase-II has officially reopened the Kisan Card Phase-II registration in November 2025. This initiative aims to provide farmers with interest-free loans, digital subsidies, and access to modern agricultural facilities. By facilitating financial support and direct access to farming resources, the government seeks to strengthen the province’s agricultural economy while reducing the financial burden on small and medium-scale farmers.
Phase II of the Kisan Card program also focuses on promoting modern farming techniques without imposing heavy costs on farmers. By combining digital transparency with government-backed financial support, the program ensures that farmers can adopt improved cultivation practices, increase productivity, and contribute to Punjab’s food security sustainably.
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Purpose of the Kisan Card Phase-II Program
The Maryam Nawaz Kisan Card Phase-II has been relaunched to provide relief to farmers struggling with financial stress and limited access to quality agricultural inputs. By offering interest-free loans and subsidies, the program enables farmers to purchase certified seeds, fertilizers, diesel, and farm equipment directly through a digital platform, eliminating the dependence on middlemen and high-interest private loans.
The program also aims to modernize Punjab’s agriculture sector by integrating digital verification, supplier transparency, and financial monitoring. Through Phase-II, small and medium-scale farmers gain the tools and support required to increase crop output, improve soil health, and adopt eco-friendly farming practices, thereby contributing to a stronger and more resilient agricultural economy.
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Key Features of Kisan Card Phase-II 2025
Phase II introduces several improvements designed to make registration and benefits more accessible for farmers. Registration is completely free this year, eliminating previous processing fees and reducing barriers for participation. Over ₨100 billion in interest-free loans have been allocated to directly support more than 628,000 farmers in Punjab, helping them purchase essential agricultural inputs for improved productivity.
The program also includes a digital verification system that ensures transparency and accountability. With over 4,200 government-verified suppliers, farmers can now access fertilizers, seeds, diesel, and farm machinery directly through the Kisan Card. Every transaction is digitally recorded to prevent fraud, making the process fair and efficient while ensuring equal access to government resources across rural areas.
Major Benefits for Punjab Farmers
The Phase-II Kisan Card offers significant advantages, especially to small-scale farmers who often face financial constraints and exploitation from middlemen. Interest-free loans allow farmers to invest in high-quality seeds, fertilizers, and diesel without relying on private lenders, improving crop yields and overall farm income. Subsidies on tractors and solar tube wells also provide opportunities to adopt mechanized and energy-efficient farming methods.
By connecting farmers directly with verified suppliers, the program eliminates the risk of counterfeit agricultural products, ensuring that only certified inputs are used in cultivation. Free soil testing services are included, allowing farmers to make informed decisions based on scientific data. The overall result is improved crop quality, higher productivity, and long-term financial stability for farmers.
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Eligibility Criteria for Kisan Card Phase-II
To ensure that only genuine farmers benefit from Phase II, the government has established clear eligibility requirements. Applicants must be residents of Punjab actively engaged in farming, possess verified land records, and be registered with the Punjab Agriculture Department. These measures prevent misuse and ensure that government support reaches the right beneficiaries.
Applicants must also have no previous loan defaults in government agricultural programs and must provide a valid CNIC along with a registered mobile number for verification. These eligibility criteria are particularly beneficial for small-scale growers cultivating wheat, cotton, rice, and vegetables, enabling them to modernize their farming practices while accessing financial support from the government.
Documents Required for Registration
Farmers are required to submit certain documents to verify their identity, land ownership, and active involvement in agriculture. Key documents include a CNIC copy, verified land records or lease proof, and a registered mobile number. Those with a tube well or agricultural electricity connection must also submit the latest electricity bill, while an active bank account is needed to receive loan and subsidy payments.
In addition, farmers may need to provide a passport-size photograph to complete official records. By preparing all documents in advance, applicants can ensure smooth processing of their registration. The government emphasizes accuracy and transparency, allowing farmers to receive timely approval and access to program benefits without delays or complications.
How to Apply for Maryam Nawaz Kisan Card Phase-II
The Punjab Government has simplified the registration process to make it accessible for all farmers. Online registration can be completed through the official Punjab Agriculture Department portal by entering CNIC details, farming information, and uploading the required documents. Upon verification, farmers receive confirmation and can activate their Kisan Card to start using its benefits.
For those who prefer offline registration, farmers can visit their nearest Agriculture Department office with original documents. Biometric verification and staff assistance are provided to ensure smooth registration. Once approved, farmers gain direct access to verified suppliers, allowing them to purchase fertilizers, seeds, diesel, and farming equipment at government-approved rates.
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Supplier Network and Usage
The program has established a reliable network of 4,200+ government-approved suppliers, ensuring that farmers have access to genuine agricultural inputs without dealing with unauthorized dealers. Farmers can use their Kisan Card to purchase fertilizers, certified seeds, diesel, and farm machinery efficiently and transparently.
All transactions are digitally recorded, providing accountability and preventing fraud. The card system guarantees that farmers pay fair prices and receive quality products, eliminating middlemen and improving accessibility. By linking farmers to verified suppliers, the program strengthens the supply chain and ensures that government resources are distributed fairly across Punjab.
Impact on Punjab’s Agriculture Economy
Maryam Nawaz Kisan Card Phase-II is expected to benefit over six lakh farmers by improving access to financial resources, modern farming tools, and verified inputs. By providing interest-free loans and subsidies, the program enables farmers to increase productivity, reduce dependence on private moneylenders, and improve overall income levels.
The program also encourages the adoption of modern and eco-friendly farming techniques, including solar-powered irrigation and scientific crop planning. With a digital monitoring system, the government ensures transparency and accountability, paving the way for a sustainable and prosperous agricultural sector in Punjab.
Final Words
The reopening of Maryam Nawaz Kisan Card Phase-II in November 2025 is a milestone for Punjab’s farmers. With free registration, interest-free loans, and direct access to verified suppliers, this program empowers farmers to modernize their operations, improve crop yields, and achieve financial stability.
Farmers are encouraged to complete their registration promptly to take full advantage of this transformative initiative. By embracing digital transparency, government support, and modern farming tools, Punjab’s agricultural community is poised to achieve greater productivity, sustainability, and prosperity in the coming
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